A Brighter way to borrow with Bright Lending.

You are minutes away from the cash you need.

Bright Lending is committed to providing you with a simple and honest approach to lending that comes with a friendly, positive outlook. As part of the Bright Lending promise, you can enjoy:

Fast, reliable fund delivery

Rewards for responsible borrowing

24/7 access to manage your loan


This is an expensive form of borrowing and with every new loan, we encourage customers make payments earlier and more than the contracted payment. This will help reduce the cost of borrowing.


Below shows the benefits and rates for new loans using manual or automatic payments per your contract unless additional payments are made. By remitting your payments automatically through ACH, you’ll receive a reduced APR by approximately 25 percentage points. The savings demonstrated below may vary based loan size and or pre-payments.


$500 Loan Paid Bi-Weekly
10 Month Term
21 Bi-Weekly Payments of $140.22
725% APR
0% Lifetime Savings

Automatic Payments

$500 Loan Paid Bi-Weekly
10 Month Term
21 Bi-Weekly Payments of $135.52 ($4.70 in savings)
700% APR
$98.70 Lifetime Savings

Get the cash you need with Bright Lending

When you borrow again with Bright Lending, your payment history may earn you benefits such as a lower rate and higher loan amount.
Have a question: Check out our FAQs here.

You can choose to stop receiving “prescreened” offers of credit from this and other companies by calling toll-free 1-888-567-8688. See PRESCREEN & OPT-OUT NOTICE below for more information about prescreened offers. To opt out at DataX, Ltd., call 800-295-4790.

Please refer to your specific letter for details related to this offer including your unique offer code and offer dates.