A Brighter way to borrow with Bright Lending.

You’re minutes away from the cash you need.

Bright Lending is committed to providing you with a simple and honest approach to lending that comes with a friendly, positive outlook. As part of the Bright Lending promise, you’ll enjoy:

Fast, reliable funds delivery

Rewards for responsible borrowing

24/7 access to manage your loan

Get the cash you need with Bright Lending

Funding on or before the next business day if approved*


Bright Lending believes that a brighter tomorrow is out there. We care about getting you the cash you need. That’s why we make lending decisions differently, giving us the ability to say yes when others say no. We’re here to help bridge the gap between today’s expenses and tomorrow’s opportunities.

Mother and child happily tossing autumn leaves
man on phone with coffee


Bright Lending offers installment loans up to $1,000 to new customers. The loans we offer are an expensive form of borrowing.  With every new loan, we encourage customers make payments earlier and for more than the contracted payment. Doing so will help reduce the cost of borrowing.


Below shows the benefits and rates for new loans using manual or automatic payments per your contract unless additional payments are made. By remitting your payments automatically through ACH, you’ll receive a reduced APR by approximately 25 percentage points. The savings demonstrated below may vary based on loan size and or pre-payments.


$500 Loan Paid Bi-Weekly
10 Month Term
21 Bi-Weekly Payments of $140.22
725% APR
0% Lifetime Savings

Automatic Payments

$500 Loan Paid Bi-Weekly
10 Month Term
21 Bi-Weekly Payments of $135.52 ($4.70 in savings)
700% APR
$98.70 Lifetime Savings

Get the cash you need with Bright Lending

When you borrow again with Bright Lending, your payment history may earn you benefits such as a lower rate and higher loan amount.

*If you sign your loan agreement before 7:00 am mountain time Monday through Friday, we’ll send your funds the same day. If you sign your agreement on or after 7:00 am mountain time Monday through Friday, on a holiday, or on a weekend, your funds will be sent the next banking day. Availability is subject to your financial institution’s deposit schedule.