Thanks to your great payment history, you’re now a Bright Lending VIP.

Woman on smartphone with agent receiving her approval for Bright funds.

You earned it. Take advantage of the VIP treatment from Bright Lending.

Bright VIP Returning Customer Program


On future loans with Bright Lending, you will enjoy better rates, lower payments, and possibly even more funds.*

Get the cash you need with these exclusive benefits:

Save up to 15% per payment compared to new customers with the same loan terms**

Save time on your application when reapplying directly. Your information is prefilled to make it fast!

Receive a higher loan amount than your previous loan to cover more expenses*

Level up with VIP Gold

You may qualify for even more savings on future loans when you achieve VIP Gold status.

What can you do with VIP Gold?

Save up to 25% per payment on your next loan when compared to a new customer loan with the same terms*

Receive our best interest rates*

Qualify for our largest loan amounts, up to $2,000

Your life and expenses aren’t on the same schedule.

Count on Bright Lending to get you the cash you need when you need it.

VIP Savings Make Your Day Brighter


Here are the benefits and rates for returning customer loans with either manual or automatic payments per your contract. It does not account for additional payments not included in your payment schedule, which will further reduce what you pay in finance charges. By remitting your payments automatically through ACH, your APR will be reduced by approximately 25 percentage points.

The savings demonstrated below may vary based loan size and or pre-payments.**


Manual Payment
  • $500 Loan Paid Bi-Weekly
  • 21 Bi-Weekly Payments of $121.51
  • 625% APR

VIP Gold

Manual Payment
  • $500 Loan Paid Bi-Weekly
  • 21 Bi-Weekly Payments of $103.13
  • 525% APR

Proud OLA Member
When you see the Online Lender’s Alliance seal, you know you’re working with a company committed to high standards of conduct and following best practices.