Thanks to your great payment history, you’re now a Bright Lending VIP.

Woman on smartphone with agent receiving her approval for Bright funds.

You earned it. Take advantage of the VIP treatment from Bright Lending.

Bright VIP Returning Customer Program

BRIGHTER WAY FOR VIPS

On future loans with Bright Lending, you will enjoy better rates, lower payments, and possibly even more funds.¹

Get the cash you need with these exclusive VIP benefits:

Save up to 15% per payment compared to new customers with the same loan terms¹

Save time when you apply directly. We prefill your information making it fast!

Receive up to $1,250 to cover more expenses¹

Level up with VIP Gold

You may qualify for even more savings on future loans when you achieve VIP Gold status with Bright Lending.

What can you do with VIP Gold?

Save up to 25% per payment on your next loan when compared to a new customer loan with the same terms²

Receive a lower APR than VIP Standard²

Qualify for up to $2,000 to help cover unexpected expenses²

Your life and expenses aren’t on the same schedule.

Count on Bright Lending to get you the cash you need when you need it.

VIP Savings Make Your Day Brighter

 

Here are the benefits and rates for returning customer loans with either manual or automatic payments per your contract. It does not account for additional payments not included in your payment schedule, which will further reduce what you pay in finance charges. By remitting your payments automatically through ACH, your APR will be reduced by approximately 25 percentage points.

The savings demonstrated below may vary based loan size and or pre-payments.

VIP

Manual Payment
  • $500 Loan Paid Bi-Weekly
  • 21 Bi-Weekly Payments of $121.51
  • 625% APR

VIP Gold

Manual Payment
  • $500 Loan Paid Bi-Weekly
  • 21 Bi-Weekly Payments of $103.13
  • 525% APR
¹Must meet underwriting requirements for a VIP Standard loan. Payments are lower only if you borrow the same amount with the same repayment terms as your prior New Customer loan. Maximum VIP Standard loan amount is $1,250. For all details of your specific loan, always refer to your actual signed loan agreement.

²Must meet underwriting requirements for a VIP Gold loan. Payments are lower only if you borrow the same amount with the same repayment terms as your prior VIP Standard loan. Maximum VIP Gold loan amount is $2,000. For all details of your specific loan, always refer to your actual signed loan agreement.

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