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Take advantage of your new benefits today!


With your VIP Platinum status, you’ve earned our Brightest returning customer offer yet1.
And, you’ll still enjoy an expedited application process with funding on or before the next business day if approved 2.


Qualified VIP Platinum customers can borrow up to $2,500 with Bright Lending. The VIP Gold maximum loan amount is $2,000.



VIP Platinum customer enjoy a lower APR compared to VIP Gold customers borrowing the same amount. The VIP Platinum APR with ACH repayment is 325% vs VIP Gold at 500%1


The lower VIP Platinum APR along with a repayment term of 12 months results in a lower payment when compared to the same loan amount with VIP Gold.


Come Back to the Bright Side with VIP Platinum

Borrow up to $2,500 at our best terms yet!

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1 VIP Platinum APR is less than VIP Gold APR, and the VIP Platinum repayment term is up to 12 months, resulting in a lower payment amount for the same loan amount as compared to VIP Gold. time. Must apply Bright Lending via our website link provided herein to receive VIP Platinum benefits. Applications submitted through a third party are not eligible for VIP Platinum. Completing the application is the first step, but in no way guarantees that you’ll receive a loan offer or be approved for the VIP Platinum Loan Program maximum loan amount of $2,500. Must meet underwriting requirements. Offer is not a firm offer of credit and may be discontinued without notice at any time. Limited time offer. This service is not available in all markets and the markets serviced by this Website may change from time to time without notice.

2 Sign your loan agreement before 7:00am MT Monday through Friday and we’ll send your funds the same day. Loans processed on Fridays or holidays can take a day or two longer to arrive. If approved, you may receive your funds as soon as the same day. It all depends on when you sign your agreement and the speed at which your bank processes the deposit.

We help our customers meet life’s demands through direct online lending. With our VIP program, funded customers with good payment history can enjoy discounted rates on subsequent loans.

Aaniiih Nakoda Finance, LLC DBA Bright Lending is an entity formed under the laws of the Fort Belknap Indian Community of the Fort Belknap Reservation of Montana (the “Tribe”), a federally-recognized and sovereign American Indian Tribe. Bright Lending is wholly-owned by the Tribe. Bright Lending is a licensed lender authorized by the Tribe’s Tribal Regulatory Authority.

Completing the application is the first step, but in no way guarantees that you’ll receive a loan offer or be approved for the new customer maximum loan amount of $1,000, or the VIP Loan Program maximum loan amount of $2,500. This service is not available in all states and the states serviced by this Website may change from time to time without notice.

Bright Lending reviews your information in real-time to determine whether you meet our lending criteria. You acknowledge that by submitting and completing the loan application that you are applying for a loan. We verify loan applicant information through alternative credit reporting agencies, such as but not limited to, Clarity and Microbilt. We may obtain your credit information in order to determine your eligibility and ability to repay.

Bright Lending does not lend to residents of Arkansas, Connecticut, Massachusetts, Montana, New Jersey, New York, Pennsylvania, Puerto Rico, Vermont, Virginia, West Virginia, American Samoa, Armed Forces Americas, Armed Forces Europe/Canada/Middle East/Africa, Armed Forces Pacific, Canal Zone, Commonwealth of the Northern Mariana Islands, Guam, Marshall Islands, Minor Outlying Islands/States of Micronesia, Northern Mariana Islands, Outside US, Palau, Philippine Islands, Trust Territory of the Pacific Islands, Virgin Islands. Availability of installment loans are subject to change at any time at the sole discretion of Bright Lending.

This is an expensive form of borrowing, and it is not intended to be a long-term financial solution.