A Brighter way to borrow with Bright Lending.

You are minutes away from the cash you need.

Bright Lending is committed to providing you with a simple and honest approach to lending that comes with a friendly, positive outlook. As part of the Bright Lending promise, you can enjoy:

Fast, reliable fund delivery

Rewards for responsible borrowing

24/7 access to manage your loan


This is an expensive form of borrowing and with every new loan, we encourage customers make payments earlier and more than the contracted payment. This will help reduce the cost of borrowing.


Below shows the benefits and rates for new loans using manual or automatic payments per your contract unless additional payments are made. By remitting your payments automatically through ACH, you’ll receive a reduced APR by approximately 25 percentage points. The savings demonstrated below may vary based loan size and or pre-payments.


$500 Loan Paid Bi-Weekly
10 Month Term
21 Bi-Weekly Payments of $140.22
725% APR
0% Lifetime Savings

Automatic Payments

$500 Loan Paid Bi-Weekly
10 Month Term
21 Bi-Weekly Payments of $135.52 ($4.70 in savings)
700% APR
$98.70 Lifetime Savings

Get the cash you need with Bright Lending

When you borrow again with Bright Lending, your payment history may earn you benefits such as a lower rate and higher loan amount.

Have a question: Check out our FAQs here.

You can choose to stop receiving “prescreened” offers of credit from this and other companies by calling toll-free 1-888-567-8688. See PRESCREEN & OPT-OUT NOTICE for more information about prescreened offers. To opt out at Clarity Services, Inc., call 1-866-390-3118.




We help our customers meet life’s demands through direct online lending. With our VIP program, funded customers with good payment history can enjoy discounted rates on subsequent loans.

Aaniiih Nakoda Finance, LLC DBA Bright Lending is an entity formed under the laws of the Fort Belknap Indian Community of the Fort Belknap Reservation of Montana (the “Tribe”), a federally-recognized and sovereign American Indian Tribe. Bright Lending is wholly-owned by the Tribe. Bright Lending is a licensed lender authorized by the Tribe’s Tribal Regulatory Authority.

*Completing this application is the first step, but in no way guarantees that you’ll receive a loan offer or be approved for the maximum loan amount of $1,000. This service is not available in all states and the states serviced by this Website may change from time to time without notice.

*Bright Lending reviews your information in real-time to determine whether you meet our lending criteria. You acknowledge that by submitting and completing the loan application that you are applying for a loan. We verify loan applicant information through alternative credit reporting agencies, such as but not limited to, Clarity and Microbilt. We may obtain your credit information in order to determine your eligibility and ability to repay.

*Bright Lending does not lend to residents of Arkansas, Connecticut, Massachusetts, Montana, New Jersey, New York, Pennsylvania, Puerto Rico, Vermont, Virginia, West Virginia, American Samoa, Armed Forces Americas, Armed Forces Europe/Canada/Middle East/Africa, Armed Forces Pacific, Canal Zone, Commonwealth of the Northern Mariana Islands, Guam, Marshall Islands, Minor Outlying Islands/States of Micronesia, Northern Mariana Islands, Outside US, Palau, Philippine Islands, Trust Territory of the Pacific Islands, Virgin Islands. Availability of installment loans are subject to change at any time at the sole discretion of Bright Lending.

This is an expensive form of borrowing, and it is not intended to be a long-term financial solution.